AI Insurance Denial Defense
The insurance company cut your estimate. Answer it today.
Upload their estimate next to yours. Reclaimr finds every line they cut, writes the rebuttal with the industry guidelines behind it, and drafts the note for your customer. About fifteen minutes from both estimates in to a finished letter.
Starter
For shops answering up to 10 short pays a month.
$199per month
10 short pays a month
More than 10? Just $25 per extra short pay.
Get StartedNo Annual Commitment. Cancel Anytime.
Unlimited
For shops answering short pays every week.
$549per month, per location
Unlimited short pays
No monthly count and no extras.
Get StartedNo Annual Commitment. Cancel Anytime.
Both plans include
- Upload both estimates as PDFs. Works with common estimating systems.
- Every cut line found, side by side, with a Supplement Overview PDF
- A rebuttal for every line, backed by industry guidelines
- A plain-English Short Pay Explainer for your customer
Busy month? You’re covered.
Short pays past your 10 are $25 each. You OK the first extra with one tap in the app, and it goes on your next bill. Once your charges hit $549 in a month, the rest of that month is free.
- 1 to 10$199included in the plan
- 11 to 24+$25 eachone tap to OK the 11th
- 25 and upFreeyour month is capped at $549
Compare the plans
| Starter$199/mo | Unlimited$549/mo per location | |
|---|---|---|
| Short pays per month | 10 included, then $25 each | Unlimited |
| Upload estimates as PDFs | Included | Included |
| Line-by-line short pay comparison | Included | Included |
| Supplement Overview PDF | Included | Included |
| Rebuttal letter with industry guidelines | Included | Included |
| Short Pay Explainer for your customer | Included | Included |
Questions shops ask
What counts as one short pay?
One claim, counted when you upload the insurance company’s estimate. A revised estimate from them on the same claim doesn’t count again, and neither does running the rebuttal again.
What happens after 10?
You keep going. The app asks you to OK the 11th for $25, and the rest of the month’s extras just count. Once the month reaches $549, everything else that month is free.
Is there a contract?
No annual commitment. Both plans are month to month, and you can cancel at any time.
Do I need a specific estimating system?
No. Both plans work from PDFs, so they work with whatever estimating system you use.
Do unused short pays roll over?
No. Your 10 start fresh each month on your billing date.
Can I switch plans?
Any time, from Billing in the app. If you’re going over 10 most months, Unlimited is close to the same price and has no monthly count.
Bring us the last short pay you ate.
Upload it and see the rebuttal Reclaimr would have written.
$1,800+ median disputed on a single short pay Reclaimr answers. As of 22 September 2026, across 250 short pays at customer shops. Actual results vary by shop and carrier.